Frequently Asked Questions
Find answers to common questions about buying property on the French Riviera
Buying Process
How long does it take to buy property in France?
The typical buying process takes 2–3 months from offer acceptance to key handover. This includes a mandatory 10-day cooling-off period after signing the preliminary contract and about 2–3 months for notary due diligence, searches, and mortgage approval if applicable.
How much deposit do I need to pay?
The standard deposit (dépôt de garantie) is typically 5-10% of the purchase price, paid when signing the preliminary contract (compromis de vente). This deposit is held by the notary in a secure escrow account and is deducted from the final purchase price at completion.
What is the role of a buyer's agent (chasseur immobilier)?
A buyer's agent works exclusively for you, the buyer. Unlike traditional real estate agents who represent sellers, we search properties across all sources (including off-market), negotiate on your behalf, conduct due diligence, and guide you through the entire French purchasing process. Our goal is to find you the best property at the best price.
What is the difference between compromis and acte de vente?
The compromis de vente is the preliminary contract where you pay a 10% deposit and have a 10-day cooling-off period. The acte de vente is the final contract signed at the notaire's office 2-3 months later, where ownership officially transfers and you pay the remaining balance plus fees.
Can foreigners buy property in France?
Yes, there are no restrictions on foreigners buying property in France. Non-EU buyers may face additional paperwork for financing, but the process is straightforward. Many of our clients are from the UK, USA, Middle East, and Russia.
What documents do I need to purchase property?
You'll need: valid passport, proof of address, proof of funds or mortgage pre-approval, tax identification number (you can obtain a French one), and bank account details. If buying through a company (SCI), additional corporate documents are required.
Legal
Should I buy through an SCI or in my personal name?
It depends on your goals. An SCI is a civil company for holding real estate, useful for co-ownership and succession planning, but it adds setup and ongoing administration. If you plan furnished rental, the SCI is treated as commercial with a different tax base. You can sign the offer/PRMS in your own name with the right to substitute the SCI before the acte authentique. Confirm the best structure with your notaire.
Taxes & Fees
What are the notary fees when buying in France?
Notary fees (frais de notaire) are approximately 7-8% of the purchase price for existing properties, and 2-3% for new builds (VEFA). These fees include: transfer taxes (droits de mutation) ~5.8%, notary's actual fee ~1%, land registry fees, and various administrative costs. These are paid at completion in addition to the purchase price.
What taxes do property owners pay annually?
Annual taxes include: taxe foncière (property tax, varies by location, typically €1,000-5,000 for apartments), taxe d'habitation (being phased out for primary residences), and if renting out, income tax on rental revenue. Wealth tax (IFI) applies if your French real estate exceeds €1.3 million.
Financing
Can non-residents get a mortgage in France?
Yes, non-residents can obtain French mortgages, though requirements are stricter. Typical terms: 60-80% LTV (loan-to-value), 15-20 year terms, rates from 3.5-4.5% (as of 2025). You'll need: proof of income (3x loan payments), tax returns, bank statements, and a French bank account. We can introduce you to specialist international mortgage brokers.
Prices
What are property prices in Nice?
Property prices in Nice vary significantly by neighborhood. The average is €4,500-6,000/m² for apartments. Premium areas like Promenade des Anglais and Old Town command €8,000-12,000/m², while areas like Nice Nord offer better value at €3,500-4,500/m². Villas in the hills start from €1.5M and can exceed €10M for exceptional properties.
Which area of the French Riviera is best for investment?
It depends on your goals. Nice offers the best rental yields (4-5%) due to year-round demand. Cannes provides highest capital appreciation during film festival season. Monaco is the ultimate prestige but requires €2M+ budgets. Antibes and Mougins offer good value with strong fundamentals.
What is the difference between Nice and Cannes for buyers?
Nice: Larger city, better infrastructure, international airport, year-round rentability, more diverse price range (€3,000-15,000/m²). Cannes: More glamorous, seasonal peak during festivals, higher concentration of luxury properties, generally higher prices (€5,000-25,000/m²). Both are excellent choices depending on lifestyle preferences.
Is Monaco worth the premium price?
Monaco offers unique benefits: zero income tax for residents, exceptional security, prestigious address, and strong property values. However, entry prices start at €40,000/m². It's worth it if: you plan to become a resident, value tax optimization, or want the ultimate prestige address. Otherwise, nearby areas offer better value.
Our Service
How much does your buyer's agent service cost?
Our buyer's agent fee is 5% + VAT of the purchase price. This is payable only upon successful completion of your purchase. The fee covers: property search and viewings, price negotiation (we typically save clients 5-15%), due diligence coordination, and full support through to completion. No upfront fees.
What does your buyer's agent service include?
Our service includes: understanding your requirements, searching 200+ property sources including off-market, shortlisting and arranging viewings, neighborhood analysis, price negotiation (average savings of 5-8%), coordinating with notaires and banks, due diligence on the property, and support until key handover.
Can I pay for property with Bitcoin or cryptocurrency?
Yes! We specialize in crypto-to-real-estate transactions on the French Riviera. We handle the entire process: compliant conversion to fiat, coordination with crypto-friendly notaries, and ensuring all AML requirements are met. Many of our clients successfully use Bitcoin, Ethereum, or stablecoins for their property purchases.
Do you have access to off-market properties?
Yes, approximately 30% of premium properties on the French Riviera never reach public listings. Through our network of developers, private owners, and industry contacts built over years, we access these off-market opportunities before they're publicly available.
Can you help with property management after purchase?
While property management isn't our core service, we can recommend trusted partners for: rental management, maintenance, renovation, and concierge services. Many clients use our network for ongoing property needs.
Lifestyle
What's the best time to visit for property viewing?
Spring (April-June) and autumn (September-October) are ideal — pleasant weather, fewer tourists, and motivated sellers. Summer (July-August) is busy with tourists but good for seeing resort areas at their peak. Winter (November-March) offers lower prices and serious sellers, though some properties may not show their best. We recommend planning 3-5 days for viewings.