Overview
Monaco is the world's most exclusive real estate market — a 2km² sovereign principality on the French Riviera. With zero income tax, ultimate security, and an unrivaled concentration of wealth, Monaco attracts UHNW individuals seeking the ultimate lifestyle.
Why Buy in Monaco?
Unique Benefits
- Tax: Zero income tax, zero wealth tax, zero capital gains tax for residents
- Security: 24/7 police presence, one of the safest places on Earth
- Lifestyle: F1 Grand Prix, Monte-Carlo Casino, yacht shows, Michelin restaurants
- Location: 20 min to Nice Airport, helicopter to all major European cities
Investment Reality
| Property Type | Size | Price Range |
|---|---|---|
| Studio | 30-40m² | €2,000,000-4,000,000 |
| 2-bedroom | 70-100m² | €5,000,000-12,000,000 |
| 3-bedroom | 120-180m² | €10,000,000-25,000,000 |
| Penthouse | 300-800m² | €30,000,000-300,000,000+ |
Districts Guide
Monte-Carlo — €60,000-100,000/m²
The legendary heart of Monaco. Casino Square, Hotel de Paris, and the most prestigious addresses. Iconic buildings like Park Palace, Le Metropole, and One Monte-Carlo.
Best for: Those seeking the ultimate Monaco address, proximity to social scene
Larvotto — €50,000-70,000/m²
Monaco's only beach district. Modern towers, sea views, and direct beach access. Home to newer developments with large terraces and sea-facing pools.
Best for: Beach lovers, families with children, those wanting outdoor space
Fontvieille — €45,000-60,000/m²
The modern, planned district built on reclaimed land. Larger apartments, parking, quieter atmosphere. Close to the heliport and commercial center.
Best for: Families, those seeking value, residents who prefer calm
Residency Requirements
To become a Monaco resident, you need:
- Property: Own or rent (long-term lease)
- Bank Account: Minimum €500,000 deposit in a Monaco bank
- Clean Record: Background check by Monaco police
- Application: Submit to Service de l'Habitat
Important: Monaco has strict residency rules. Property ownership alone doesn't guarantee residency. We can connect you with Monaco residency specialists.
Market Trends 2025
Monaco remains supply-constrained — only ~3,800 units exist in the entire principality. New developments like Mareterra (land extension) add limited inventory. Prices have remained stable or increased even during global downturns.
Current demand drivers:
- UK HNW post-Brexit relocation
- Middle East diversification
- Tech entrepreneurs from Europe
Ready to Explore Monaco?
Monaco requires specialized expertise. Contact us for a confidential consultation about available properties and the residency process.
Last updated: December 2025. Data from Monaco real estate registry and our transaction database.